Nicholas Financial is in the credit services industry and trades as part of the financial services sector. The company CEO is Douglas Marohn. Nicholas Financial Inc is a specialized consumer finance company engaged in acquiring and servicing automobile finance installment contracts for purchases of new and used automobiles and light trucks.
Over the last five trading days, NICK shares returned -3.33% and in the past 30 trading days it returned -8.13%. Over three months, it changed -14.37%. In one year it has changed -0.57% and within that year its 52-week high was 12.50 and its 52-week low was 8.50. NICK stock is 0.06% above its 52 Week Low.
Our calculations result in a 200 day moving average of 10.53 and a 50 day moving average of 9.24. Right now, NICK stock is trading -19.30% below its 200 day moving average and may not be a great opportunity to buy as it may continue to trend down.
The company has a market cap of $68.8m with 7.9m shares outstanding and a float of 7.1m shares. Trading volume was 7,438 shares and has experienced an average volume of 3,805 shares. Our calculation, using the current average volume and close price, leads me to believe that the liquidity is bad, highly speculative and an investor may want to avoid this stock.
The last annual reported EPS for Nicholas Financial was -0.15 which ended on 31st of March 2018.
Base on our calculations, the intrinsic value per share is 0.50, which means it might overvalued by -1,599.66%
The next earnings report will be: 05-23-2019
The long-term trend of the EPS is an important number as it indicates the present value of Nicholas Financial; it is usually expressed as a percentage and is then referred to as the EPS growth rate, which at this time is hard to estimate, but revenue growth has been -15.30% over the last twelve months.
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Based on the latest filings, there is 10.60% of insider ownership and 74.70% of institutional ownership.
I calculated the beta to be 0.60
Based on last reported financials, the company’s return on equity is 1.57%, return on assets is 0.64%, profit margin is 2.00%, price-to-sales is 1.25 and price-to-book is 0.63.
Company Score Card:
Results are out of six:
3 : Growth Expectations Result
2 : Financial Safety Result
0 : Past Performance Result
1 : Valuation Result
0 : Dividend Safety Result
1 : Overall Result