The long-term trend of the EPS is a vital number as it helps understand the future potential of Citizens. It is usually expressed as a percentage and is then referred to as the EPS growth rate, which at this time is hard to estimate, but revenue growth has been -2.60% over the last twelve months. Growth in EPS is an important measure of administration performance because it shows how much money Citizens is making for it’s investors or shareholders.



Citizens is in the life insurance industry and trades as part of the financial services sector. Citizens Inc is an insurance holding company. The company through its subsidiaries provides life insurance to the individuals in the United States. It has life insurance, home service, and other non-insurance enterprises segments.

Previous Intraday Performance:

The CIA shares had a previous change of -0.28% which opened at 7.08 and closed at 7.01. It moved to an intraday high of 7.20 and a low of 7.01.

PR Newswire:  Citizens Names Connie Weaver To Its Board Of Directors

Historical Performance:

Over the last five trading days, CIA shares returned -2.77% and in the past 30 trading days it returned -7.28%. Over three months, it changed -10.93%. In one year it has changed -12.05% and within that year its 52-week high was 8.80 and its 52-week low was 6.67. CIA stock is 5.10% above its 52 Week Low.

Our calculations result in a 200 day moving average of 7.83 and a 50 day moving average of 7.56. Right now, CIA stock is trading -10.46% below its 200 day moving average and may not be a great opportunity to buy as it may continue to trend down.

PR Newswire:  Citizens Names Connie Weaver To Its Board Of Directors

Liquidity:

The company has a market cap of $351.1m with 50.1m shares outstanding and a float of 46.8m shares. Trading volume was 96,161 shares and has experienced an average volume of 67,025 shares. Our calculation, using the current average volume and close price, leads me to believe that the liquidity is bad, highly speculative and an investor may want to avoid this stock.

Earnings:

The last annual reported EPS for Citizens was -0.77 which ended on 31st of December 2017.

Below was the last reported quarterly earnings per share:
09-30-2018:  -0.30
06-30-2018:  0.00
03-31-2018:  0.00
12-31-2017:  0.00

Indicators Also to Watch:

Based on the latest filings, there is 6.60% of insider ownership and 38.50% of institutional ownership. Short-interest was 6,400,919, which was 12.78% of shares outstanding. The short-interest ratio or days-to-cover ratio was 70.80. This stock has a moderate level of short interest, but may still be a buying opportunity depending on other indicators.



I calculated the beta to be 0.91

PR Newswire:  Agenus to Launch the First Asset-Backed Digital Security Offering in Healthcare

Fundamental Numbers:

Based on last reported financials, the company’s return on equity is -27.63%, return on assets is -3.78%, profit margin is -9.68%, price-to-sales is 1.97 and price-to-book is 1.94.

Company Score Card:

Results are out of six:
 0  : Growth Expectations Result
 4  : Financial Safety Result
 0  : Past Performance Result
 0  : Valuation Result
 0  : Dividend Safety Result
 1  : Overall Result

Related Tags: , , ,

Jake McWilliams
I am an independent trader, analyst and algorithmic trading expert, having worked both for the sell side (brokerage) and the buy side (fund administration). I have been trading professionally for about 20 years. I trade stocks and forex and I play both long and short positions in underlying asset or through options. I have experience with discretionary and fully automated systems (Metatrader and Quantshare).

LEAVE A REPLY

Please enter your comment!
Please enter your name here