EPS growth is an important number as it indicates the future prospects of Preferred Bank. The EPS growth rate, as it is typically called, is usually expressed as a percentage, which is 10.00%. EPS growth is a vital measure of execution of the strategy for Preferred Bank since it indicates how well the business is allocating resources to benefit shareholders.



Preferred Bank is in the banking industry and trades as part of the financial services sector. The company CEO is Li Yu. Preferred Bank is a commercial bank in California. Its Services are divided into Personal Banking, Business Banking and Treasury Management which includes Checking, Savings and CDs, Loans, Information Solutions, and others.

Previous Intraday Performance:

The PFBC shares had a previous change of -0.44% which opened at 45.44 and closed at 44.95. It moved to an intraday high of 45.59 and a low of 44.78.

SeekingAlpha:  Preferred Bank goes ex-dividend on Monday

Historical Performance:

Over the last five trading days, PFBC shares returned 3.79% and in the past 30 trading days it returned -11.10%. Over three months, it changed -24.80%. In one year it has changed -25.20% and within that year its 52-week high was 69.48 and its 52-week low was 39.87. PFBC stock is 12.75% above its 52 Week Low.

Our calculations result in a 200 day moving average of 58.62 and a 50 day moving average of 47.75. Right now, PFBC stock is trading -23.32% below its 200 day moving average and may not be a great opportunity to buy as it may continue to trend down.

SeekingAlpha:  Preferred Bank goes ex-dividend on Monday

Liquidity:

The company has a market cap of $688.9m with 15.3m shares outstanding and a float of 15.3m shares. Trading volume was 49,125 shares and has experienced an average volume of 82,447 shares. Our calculation, using the current average volume and close price, leads me to believe that the liquidity is bad, highly speculative and an investor may want to avoid this stock.

Earnings:

The last annual reported EPS for Preferred Bank was 2.96 which ended on 31st of December 2017, which according to the previous close, that is a PE of 15.19. Based on 4 analyst estimates, the consensus EPS for the next quarter is 1.24. The trailing twelve month EPS is 4.41, which comes to a trailing twelve month PE of 10.19. Historically, the PE high was 26.00 and the PE low was 7.80. If the stock reached its PE low, that would represent a price of 34.41, which is a decrease of -23.45%.

Below was the last reported quarterly earnings per share:
09-30-2018:  1.20
06-30-2018:  1.14
03-31-2018:  1.09
12-31-2017:  0.98



The dividend per share is currently 1.20, which is a dividend yield of 2.67%. Also, the payout ratio is 27.21%, therefore the dividend is safe according to our calculations.

Indicators Also to Watch:

Based on the latest filings, there is 136.40% of institutional ownership. Short-interest was 0, which was 0.00% of shares outstanding. The short-interest ratio or days-to-cover ratio was 0.00.

I calculated the beta to be 1.22

SeekingAlpha:  AAPL, STM and BMY among premarket losers

Fundamental Numbers:

Based on last reported financials, the company’s return on equity is 16.56%, return on assets is 1.53%, profit margin is 35.90%, price-to-sales is 4.75 and price-to-book is 1.73.

Company Score Card:

Results are out of six:
 2  : Growth Expectations Result
 6  : Financial Safety Result
 4  : Past Performance Result
 3  : Valuation Result
 4  : Dividend Safety Result
 3  : Overall Result

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Jake McWilliams
I am an independent trader, analyst and algorithmic trading expert, having worked both for the sell side (brokerage) and the buy side (fund administration). I have been trading professionally for about 20 years. I trade stocks and forex and I play both long and short positions in underlying asset or through options. I have experience with discretionary and fully automated systems (Metatrader and Quantshare).

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